7TH PAY COMMISSION LATEST NEWS

7th pay commission allowance committee report will be submitted within a week-NC JCM

Shiva Gopal Mishra Secretary National Council(Staff Side) Joint Consultative Machinery for Central Government Employees 13-C, Fer...

Tuesday, June 29, 2010

WHERE IS CGEPHIS?CENTRAL GOVERNMENT EMPLOYEES WAITING FOR THAT SCHEME TO COME.

We know already that central Government is planning to introduce a New Medical Insurance Scheme to central government employees and Pensioners.(OM No S 11010/6/2009-CGHS-P(Pt). Government notice also published in the newspapers all over the country on 28-01-2010.

In this insurance scheme a family  can claim up to Rs 5 lacs.But the premium amount has been not yet decided.
Demand survey  for the CGEPHIS to find out the beneficiaries for taking further steps to implement.Those employees who are interested in this scheme can join and it is included for the retired employees also.

The scheme is compulsory for the new recruiters and the employee to be retired.The scheme which was introduced  was not been educated to the lower group employees.Computers with internet connection is not common among the employees.So it is difficult  for the employees to know about this scheme..At the mean time the managements  and the trade unions who are responsible  to educate the common employees are not involved  in this matter.

The present scheme(CGHS) has its prescribed rates in the final claim.Lower group employees gets only 60% to 80%  in their final claim.17 lac employees and 7 lac retired employees will be getting benefit by this scheme But the scheme still not implemented in to action.

Central government employees portal interact with some employees regarding the new scheme, most of them interested in this.

The following points may be concentrated by federations

1 Give wide publicity to this scheme(CGEPHIS).That means a lower grade employee also should know about this scheme.
2  Bring down the premium amount as much as possible.
3  Initial premium should be paid by the government
4  Instead of insisting their(federations) views to the employees they must educate and explain them to take a decision in this regard.
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Medical Council ponders common entrance exam for medical courses

Medical Council ponders common entrance exam for medical courses

 The board of governors that took over the functions of the Medical Council of India (MCI) proposed today a common entrance exam for medical courses from the next academic session all over the country.

President of the board Dr. S.K Sarin said: "A common entrance will reduce the hassles for students appearing for medical exams. At present, students have to give 10-12 different exams for medical courses."

"The common entrance aims to reduce the differences between the students and institutions," he added.

The MCI is in consultation with the Central Board of Secondary Education (CBSE) for the proposed common entrance test. "The discussions are on with CBSE and they are enthusiastic about the idea," Dr. Sarin said.

Backing the continuation of health education under the health ministry, Dr. Sarin said that the Health Ministry is supportive of the idea.

"Health education must be a part of the health ministry as it is crucial to the whole health infrastructure," Dr. Sarin said.

The common entrance test is proposed to cover both under-graduate (UG) and post-graduate (PG) courses conducted by private and government medical colleges.

Recently, Human Resource Development (HRD) Minister Kapil Sibal also proposed a common entrance exam for medical and engineering courses.

However, Dr. Sarin said that discussions have not reached that level as yet.

"Whether this common entrance will be conducted in tandem with HRD minister's proposal or not is yet to be ascertained," board member Dr. Sita Naik said. (IANS)
source;HEADLINES INDIA
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ESIC question paper leak: two arrested--Leakage of question paper for Lower Division Clerk

ESIC question paper leak: two arrested

Delhi Police today claimed to have cracked the case of leakage of question paper for lower division clerck in Employees State Insurance Corporation (ESIC) with the arrest of two unemployed graduates who scored high marks in the test through forgery, police said today.

The arrested were identified as Badal Dass (28) and Nitin Biswas (25), both residents of Nadia district of West Bengal.

The arrests came following investigations into a complaint filed by J K Chandel, Deputy Director ESIC.

"There were four sets of question booklets having different numerical numbers to ensure that no two candidates sit near each other. But while scrutiny of the answer sheets of the candidates, it was noticed that some of the candidates had written set B on their answer sheets but the respective numerical number was not mentioned.

"These candidates scored well though some of these candidates were only intermediate.
source;pti
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Personal finance management tips for women

Personal finance management tips for women

Source: BankBazaar.com — an online marketplace for your personal loan, home loan, car loan needs

Women need to handle their finances differently from men. Mainly because of the differences in the earning patterns and priorities that women set for themselves their finances should be managed in a different manner. The basic goals of personal finance remain the same, i.e.,

> Ability to meet daily expenses and lead a quality life

> Provide for emergencies and unplanned expenses and

> Savings for life after retirement

However, the way in which men and women achieve these goals is different. While men earn money uninterruptedly throughout their working lives, women often need to take a break, especially when they have children.

Other reasons like orthodox family backgrounds, change in location after marriage, change in spouse's job location, household responsibilities etc can also require women to put their career on the back burner.



Percentage of savings should be higher for women

We have the much debated case of Mrs. Sudha Murthy- wife of Mr. Narayana Murthy, founder of Infosys. The couple was instrumental in building the Infosys dream. As the business started taking shape, the couple decided that one person was required to take care of their home and family.

Mrs. Murthy gladly stepped aside to be the homemaker and let her husband fulfill his dream. Cases of women going abroad on a dependent visa with their husbands are not uncommon.

So, if a woman earning Rs. 50,000 per month takes a 5 year break from her job because she wants to be at home with her child, her earnings and thus savings take a hit of Rs. 30L.

We have not yet considered any increment in her salary. If we consider that her salary increments by 20 percent each year, her loss of earnings will come to Rs. 44.65L. That's a big number.

Also, when she resumes work, she may have to compromise on the job profile, position and hence salary. Therefore, the percentage of savings should be higher for women during their working life

Retirement savings for women should also be higher
Besides, the life expectancy for women is higher than men. So, the amount of retirement savings for women should also be higher.

Statistics show that, on an average, women live 5 years longer than men, earn 25 percent less during their life time and work 11 years less in their careers.

Importance of having an individual personal plan separate from your spouse

It is important that women have a separate personal finance plan from her family, be her parents or her husband. With changing times the need for separate finances has increased. The rise in divorce rates is alarming. The surety of life is also lower with increase in accidents and stress related ailments.

If a woman handles her own finances she is well prepared to handle money matters individually if the need arises. Knowledge of different investment avenues, savings and expenses is important to run a family.

A separate personal finance portfolio will prepare a woman to face financial challenges. Also, she will not have to bear a monetary loss in the event of a divorce.


Finance products and benefits that cater to the needs of women

There are many products that are created for women. For example, insurance companies have special policies for women. The country's banking system has several products launched for the female audiences.

Our tax system also relaxes the tax bar for women. Income up to an amount of Rs. 1.90L is not taxable for women. This limit is Rs.1.60L for men. Click to check out a few products catering to the needs of women


A personal finance plan for women should include the following:

Regular Income: Even when women take a break from their careers, it is a good idea to earn income from working a few hours a day. Taking tuitions, teaching a hobby etc are common ways to earn a regular income even when one is not working full time.

> Keep an emergency fund. Do not touch it unless it is a real emergency.

> Save and invest as much as you can. Invest in 'high return' investments. Some part of the savings should go in to stocks and mutual funds as they have a high earning potential. Look for women oriented products.


A personal finance plan for women should include the following:

> Time your investments for known expenses likes children's education or marriages

> Demarcate clear boundaries with your spouse for routine expenses. It will be easier to determine personal monthly expenses and hence monthly savings.

> Track your savings and investments regularly.

> Have a financial plan. Save as much as you can at an early age when you have limited responsibility.

Assuming you plan to save 50 per cent of your income every month and wish to invest in different investment products, you could compartmentalize your investment into various risk categories. Click to see some risk categories for investments

You can change the portfolio as per your risk appetite. Life Insurance is a must. However, it is advisable that you set aside the money for making premium payments even when you are not working.

COURTESY;The Economic Times


Personal finance management tips for w

Personal finance management tips for women

Source: BankBazaar.com — an online marketplace for your personal loan, home loan, car loan needs

Women need to handle their finances differently from men. Mainly because of the differences in the earning patterns and priorities that women set for themselves their finances should be managed in a different manner. The basic goals of personal finance remain the same, i.e.,

> Ability to meet daily expenses and lead a quality life

> Provide for emergencies and unplanned expenses and

> Savings for life after retirement

However, the way in which men and women achieve these goals is different. While men earn money uninterruptedly throughout their working lives, women often need to take a break, especially when they have children.

Other reasons like orthodox family backgrounds, change in location after marriage, change in spouse's job location, household responsibilities etc can also require women to put their career on the back burner.



Percentage of savings should be higher for women

We have the much debated case of Mrs. Sudha Murthy- wife of Mr. Narayana Murthy, founder of Infosys. The couple was instrumental in building the Infosys dream. As the business started taking shape, the couple decided that one person was required to take care of their home and family.

Mrs. Murthy gladly stepped aside to be the homemaker and let her husband fulfill his dream. Cases of women going abroad on a dependent visa with their husbands are not uncommon.

So, if a woman earning Rs. 50,000 per month takes a 5 year break from her job because she wants to be at home with her child, her earnings and thus savings take a hit of Rs. 30L.

We have not yet considered any increment in her salary. If we consider that her salary increments by 20 percent each year, her loss of earnings will come to Rs. 44.65L. That's a big number.

Also, when she resumes work, she may have to compromise on the job profile, position and hence salary. Therefore, the percentage of savings should be higher for women during their working life

Retirement savings for women should also be higher
Besides, the life expectancy for women is higher than men. So, the amount of retirement savings for women should also be higher.

Statistics show that, on an average, women live 5 years longer than men, earn 25 percent less during their life time and work 11 years less in their careers.

Importance of having an individual personal plan separate from your spouse

It is important that women have a separate personal finance plan from her family, be her parents or her husband. With changing times the need for separate finances has increased. The rise in divorce rates is alarming. The surety of life is also lower with increase in accidents and stress related ailments.

If a woman handles her own finances she is well prepared to handle money matters individually if the need arises. Knowledge of different investment avenues, savings and expenses is important to run a family.

A separate personal finance portfolio will prepare a woman to face financial challenges. Also, she will not have to bear a monetary loss in the event of a divorce.


Finance products and benefits that cater to the needs of women

There are many products that are created for women. For example, insurance companies have special policies for women. The country's banking system has several products launched for the female audiences.

Our tax system also relaxes the tax bar for women. Income up to an amount of Rs. 1.90L is not taxable for women. This limit is Rs.1.60L for men. Click to check out a few products catering to the needs of women


A personal finance plan for women should include the following:

Regular Income: Even when women take a break from their careers, it is a good idea to earn income from working a few hours a day. Taking tuitions, teaching a hobby etc are common ways to earn a regular income even when one is not working full time.

> Keep an emergency fund. Do not touch it unless it is a real emergency.

> Save and invest as much as you can. Invest in 'high return' investments. Some part of the savings should go in to stocks and mutual funds as they have a high earning potential. Look for women oriented products.


A personal finance plan for women should include the following:

> Time your investments for known expenses likes children's education or marriages

> Demarcate clear boundaries with your spouse for routine expenses. It will be easier to determine personal monthly expenses and hence monthly savings.

> Track your savings and investments regularly.

> Have a financial plan. Save as much as you can at an early age when you have limited responsibility.

Assuming you plan to save 50 per cent of your income every month and wish to invest in different investment products, you could compartmentalize your investment into various risk categories. Click to see some risk categories for investments

You can change the portfolio as per your risk appetite. Life Insurance is a must. However, it is advisable that you set aside the money for making premium payments even when you are not working.

COURTESY;The Economic Times


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University teachers to be assessed, graded on performance for promotions and career advancements

University teachers to be assessed, graded on performance for promotions and career advancements

From now on, teachers will be graded and assessed annually on their performance and become eligible for promotions and career advancements based on their teaching performance, research work and publication quality.

With the University Grants Commission (UGC) today notifying its “Regulations on Minimum Qualifications for Appointment of Teachers and other Academic Staff in Universities and Colleges and Measures for the Maintenance of Standards in Higher Education, performance of teachers will be assessed on the basis of a Performance Based Assessment System (PBAS) in which scores have been assigned to each sub-dimension or Academic Performance Indicator (API).

As per APIs identified by the UGC and approved by the (HRD) Ministry, 75 per cent weightage will be given to “teaching, learning & evaluation” activities which will include lectures, practicals and tutorials taken, teaching duties in excess of UGC norms, use of innovative teaching tools and examination duties.

Fifteen per cent weightage will be accorded to “co-curricular, extension and professional development related activities” of a teacher which will comprise student-related, field based activities like NSS/NCC, contribution to management of department, participation in seminars, conferences, short-term training courses and talks.

Further, selection committees will have the option of observing candidates in actual classroom situations or through research presentations.

Research publications like books, chapters in books and so on will also earn a teacher scores — for example, 50 points for a sole-author publication, 10 points for a chapter in an edited book, 25 points for sole-author subject books by national-level publishers or Central, state government publications.For sponsored research projects ranging from Rs 5 lakh to Rs 30 lakh across various disciplines, 20 points will be earned by the teachers concerned for each project. Minor projects will earn teachers 10-15 points while consultancy projects will also fetch some 10 points.

Relying heavily on self-assessment by teachers, these API scores will be derived from objectively verifiable criteria that will be drawn up by a screening/selection committee. UGC will soon be sending a PBAS proforma to all varsities which will also be free to devise their own PBAS based on it.

Teachers will be able to offer themselves for assessment for promotion once they fulfill minimum API scores — they will also be able to get increments to the tune of 3 per cent of the Academic Grade Pay (AGP) — as outlined under the Sixth Pay Commission.

State governments have also been asked to amend their relevant Acts within six months to enable implementation of these regulations.

Under the regulations, universities and colleges will set up Internal Quality Assessment Cells within three months and these will keep the annual database for individual and institutional performance. The assessment systems will become tougher as teachers move up from Associate Professor level to higher levels but research requirements will be kept lower for college teachers than varsity teachers, keeping in mind variations in available infrastructure.

The regulations ask colleges to assign research time to college teachers and provide necessary infrastructure. Also outlined are eligibility conditions for teachers at various levels from Assistant Professor-level to Principal-level, APIs for each category and the flexibility to appoint reputed academics even if they may have superannuated or may be outside the UGC system.

The G K Chadha-headed committee on pay revision for teachers had recommended teacher assessment, including a provision for evaluation of a teacher by students. This has been dropped in the final UGC regulations in favour of self-assessment alone, in keeping with demands of the teachers.
SOURCE;INDIAN EXPRESS
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Get a good deal on your home loan

Get a good deal on your home loan

Ashish Gupta, ET Bureau
Points for your checklist

A house is bought using a home loan, with a certain portion being financed out of own resources of the borrower.

There are a number of banks and housing finance companies in the market offering various products.

It is advisable for a borrower to note down his concerns and then compare these across the board before taking a final decision on whom to borrow from and how much to borrow.

As a preliminary step, one may prepare a checklist covering these areas. Other areas of concerns may also be added.

While discussing with the prospective lenders, this checklist will come in handy to make a good comparison and take a final decision.


Purposes for which the loan is available - purchase of plot, construction, or for both.

How and when the disbursement will take place Documents needed. Who can be co-applicant.

What is the time taken or sanction, disbursement of loan.

Generally, a bank takes 10-15 working days. Maximum loan the bank is ready to disburse.



How and when the recovery through EMIs starts. In case of change in interest rate, how an adjustment in EMI will be made for interest reduction or early principal repayment.

Method of calculating interest rate - daily or monthly reducing.Is a guarantor required. If yes, who can be a guarantor and documents required from him.

Will the loan disbursement be made in phases depending on progress of construction or in one lump sum. Legal verification fee payable.

Rate of interest and effective rate of interest. Effective rate of interest should be taken for a comparison.


Commitment charges payable. Processing charges payable.

Procedure for switch over from floating to fixed rate or vice versa. The attendant conditions applicable and corresponding charges payable.

In case of purchase of land and construction loan, will the bank sanction separate loans or a composite loan.


Amount of EMI. Mode of payment of EMIs.

Free or concessional insurance on the loan offered.

Prepayment terms These questions constitute a preliminary checklist only.

This list is not exhaustive. One may add any number of additional points.

This will help in comparing and negotiating with the banks to get a good deal.

SOURCE;THE ECONOMIC TIMES

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PLANNING FOR YOUR FUTURE

DECIDE BEFORE GETTING HOUSING LOAN

HOUSE BUILDING ADVANCE



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GENERAL RULES FOR CONCESSION--INDIAN RAILWAYS

GENERAL RULES FOR CONCESSION

The detailed rules, procedures, entitlement, purposes, etc for grant of concession are contained under different serial numbers in IRCA Coaching Tariff, Part I (Vol. II) which can be purchased from the General Secretary, I.R.C.A., Chelmsford Road, New Delhi. For any complaints or clarifications, the General Manager or the Chief Commercial Superintendent of the concerned Zonal Railway Administration should be approached. The important general rules for concession, in reference to the above mentioned Tariff, are as under:

1.(a)All concessional fares shall be calculated on the basis of fares for Mail/Express trains irrespective of the type of train, i.e. Mail or Express or Passenger, by which the passenger travels.

(b)Concession shall not be granted for any journey the cost of which is borne by the Central or State Government or a local authority or a Statutory body or a Corporation or a Government Undertaking or a University.

However, the students participating in the tournaments held or recognized by the schools or universities will be eligible to the concession.

(c)Concession shall be admissible only in respect of basic fares. No concession is admissible in respect of other charges, viz. superfast sucharge, reservation fee, etc. However, in cases where concession has been allowed in Rajdhani/Shatabdi/Jan Shatabdi trains, the concession shall be admissible in the total charges (including catering) of these trains.

(d)The concessions will be admissible subject to the minimum distance of 300 Kms, except in the case of students, blind, orthopaedically handicapped/paraplegic persons, TB and Cancer patients, Kidney patients, non-infectious leprosy patients, mentally retarded persons, thalassamia major disease patients, Heart, Hemophilia Patients, War Widows, Widows of IPKF, Widows of martyrs of operation Vijay 1999 (Kargil), Widows of defence personnel killed in action against terrorists & extremists, National Awardee Teachers, Shram Awardee Industrial Workers, Widows of Policemen killed in action against terrorists & extremists, Senior Citizens, Allopathic Doctors, parents accompanying the National Bravery Awardee child, Police Medal Awardees, Dronacharya Awardees coaches, sportsmen, Unemployed Youths for attending interviews for jobs, and their escorts, wherever admissible under the rules, in whose case the above mentioned distance restriction will not apply. However, the distance restrictions otherwise applicable to general public for travel in each individual train will apply for issue of concessional tickets also.

2.Only one type of concession is admissible at a time at the choice of passenger and no person is allowed two or more concessions simultaneously.

3.(a) Break of journey en-route shall not be allowed on a concession ticket for a journey for a specific purpose viz. a student travelling to/from an examination Centre, a Cancer patient travelling to/from a hospital, a professor travelling to/from a Conference, etc. It is allowed only where a break of journey is a natural event.

(b)Passengers breaking their journey are required to have their ticket endorsed from the Station Master where journey is broken.

(c)Passengers terminating journey en route, must surrender their ticket at the station where the journey is terminated. Refund for the untravelled portion on such tickets will not be allowed.

4.Except Senior Citizens, concession on Indian Railway will be admissible on production of the requisite certificate from the concerned Person/Organization in India and the documents issued by persons/organizations in other countries shall not be valid for the purpose of concession.

5.In the case of Senior citizens, no proof of age is required at the time of purchasing tickets. Concession tickets are issued on demand made through the option in reservation form. However, they are required to carry some documentary proof showing their age or date of birth and produce it if demanded by some Railway Official during the journey. Any document issued by any Government Institution/ Agency/Local Body, like Identity Card, Ration Card, Driving Licence, Pass Port, Educational certificate, certificate from Panchayat/Corporation/ Municipality, or any other authentic & recognised document, is acceptable for this purpose. The Pass Port issued by foreign countries is also valid.

6.The holder of a concession ticket is not permitted to change the ticket to a higher class even by paying the difference of actual fares. However, the categories of persons eligible for concession in first class (and not in AC 2-tier) can purchase tickets for AC 2-tier sleeper also on payment of the first class concessional fare plus difference of actual fares of AC 2-tier sleeper & first class.

7.Save as otherwise specifically provided, concession is not admissible in season tickets, circular journey tickets and prestigious trains like Rajdhani Express, Shatabdi Express, etc. which have separate all inclusive fare structure. Concession is admissible to any one in Garib Rath Express trains.

8.In case where concessional Single/Return Journey Tickets or Season tickets or Circular journey tickets are to be issued for two or more persons, the concessional fare shall be calculated separately for each person.

9.All the concessions are to be granted across the counters at Stations/ Reservation Offices/Booking Offices only. If some person enters the train without ticket or without proper ticket or extends journey on concession ticket or changes the concession to higher class, etc., he shall not be granted any concession in train, even if he is otherwise eligible for it under the rules.


SOURCE;INDIAN RAILWAYS

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INCLUSION OF SOME LEFT OVER ITEMS IN ANOMALIES
ENTITLEMENT OF PRIVILEGE PASSES FOR RAILWAY EMPLOYEES
RAILWAYS TO ACCEPT TWO MORE PROOFS FOR IDENTIDY
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Monday, June 28, 2010

Labour unrest puts focus on laws

Labour unrest puts focus on laws

With most multinational corporations (MNCs) operating in the state refusing to accept trade unions, Tamil Nadu is mulling a new law, along the lines of Maharashtra and West Bengal, to make it mandatory for companies to recognize trade unions.

The state labour department will soon form a committee to look into labour laws. It will also depute a team of joint commissioners of labour to visit West Bengal and Maharashtra to study their labour models and submit a report within three to four months, labour secretary Prabhakar Rao told The Times of India.

At present, TN laws do not mandate compulsory recognition of any trade union in a company. Multinationals prefer to manage labour relations through 'works committees ' which have representatives from various departments in the company, but the committees are sometimes seen as merely safeguarding the management's interest, resulting in more friction.

Industrial areas across the state have been in ferment in recent times. Last September, some labourers at Pricol's Coimbatore plant killed the vice-president following a strike over pay and other disputes. In the last year alone, MNCs such as Nokia and Ford have faced strikes or labour unrest.

The state's biggest investor, Hyundai Motor India Ltd, has faced several strikes by members of Hyundai Motor India Employees Union, backed by CITU, which claims to have more support from employees than the 'works committee' put in place by the company.

In January, Nokia employees at its plant in Sriperumbudur went on strike to protest against the suspension of over 50 workers following a disagreement with the management.

"We are verifying models in West Bengal and Maharashtra. In Maharashtra, the labour unions with the most members get recognized, while in West Bengal, unions are recognised through a secret ballot system. In places like Karnataka and Haryana, which are also quite industrialised, there are no such labour provisions yet they are not facing any problems. We will look at all these issues and frame suitable guidelines," the labour secretary said. Once the report is filed, the state will take an appropriate decision, he added.

However, officials of some companies say forced recognition of trade unions will make the state less attractive for companies. "We came to TN after considering various laws. After committing our investments, if the government goes ahead with forceful recognition of unions, it would be tantamount to moving the goal post half way through the game," an official with an MNC said.

Trade unionists have a different view. "Having a union is a fundamental right. The state labour advisory board comprises members of five unions, representative of management of companies and the government. We have recommended to the government that the unions be recognized by the managements," said A Soundararajan of CITU.

According to the labour ministry, strikes in manufacturing and service companies across the country rose 48% in 2008 from the year before
source;TOI

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Filed Under:

THE CBDT APPROVED TAX EXEMTION FOR GRATUITY

Central Board of Direct Taxes
No.402/92/2006-MC (30 of 2010) 
Government of India / Ministry of Finance 
Department of Revenue
The Central Board of Direct Taxes


New Delhi the 11thJune 2010


PRESS RELEASE

         The Central Board of Direct Taxes has approved notification of ten lakh rupees as the maximum amount of gratuity entitled to exemption under sub-clause (iii) of clause (10) of section 10 of the Income Tax Act 1961.


          The notification will be applicable to employees who retire, or become incapacitated before retirement, or expire, or whose services are terminated, on or after the 24th May 2010.


[Notification No.43/2010; F.No.200/33/2009-ITA.I
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Guidelines for referrals to CGHS empanelled hospitals in CGHS cities outside Delhi, where there are no Central Government hospitals.

No. RA/Cons/Hyd/09-10/CGHS IV
Government of India
Ministry of Health and Family Welfare
Department of Health & Family Welfare
**********

Nirman Bhawan, Maulana Azad Road
New Delhi 110 108, dated the 11 June, 2010

To
Additional Directors / Joint Directors of all CGHS cities

Subject: Guidelines for referrals to CGHS empanelled hospitals in CGHS cities outside Delhi, where there are no Central Government hospitals.

Sir:

I am directed to state that it has come to notice that CGHS beneficiaries residing in cities covered by CGHS (outside of Delhi) are facing difficulties in getting services of specialists from State Government hospitals and they cannot avail services directly from private empanelled hospitals. After careful consideration of the ground realities, it has been decided to issue the following guidelines for strict compliance:

(1) CGHS beneficiaries must compulsorily be referred to polyclinics wherever set up by the CGHS;

(2) It posts of specialists are lying vacant in polyclinics, GDMOs, who are post graduates may be posted in polyclinics for consultation, and on the basis of the advice / opinion to be tendered by them, CMO i/c, AD / JDs may refer patients to private empanelled hospitals and diagnostic centres, according to the choice of the beneficiary;

(3) In those cities which do not have polyclinics and if GDMOs who are post graduates are available, their services as specialist may be utilised and patients may be referred to the dispensary in which such PG GDMOs are posted or if space is available in a centrally located dispensary, the PG GDMOs may be posted there;

(4) In the event of neither a specialist nor a PG GDMO is available in a city, CMO i/c shall make a provisional diagnosis and refer the patients to private empanelled hospital for specialists’ consultation;

(5) A referral from CGHS dispensary is required every the patient is advised any procedure for investigation;

(6) If any specific treatment / procedure is advised (except in emergency) by private empanelled hospital, it must be counter-signed by CMO i/c before the services are availed, to check possible misuse;

(7) No permission is required in case of emergency, where a beneficiary can avail treatment in a private empanelled hospital, as per existing instructions;

(8) The beneficiary will have to go back to the dispensary where his / her card registered for collection of medicines prescribed by the specialist of the private empanelled hospital. No indent of such medicines will be made, for which similar drugs with same generic formulation available in the dispensary will be supplied, as per standing instructions;

(9) Beneficiaries can purchase prescribed medicines for 3 (three) days only from open market, which shall be reimbursed by the CGHS / Ministry / Department, as the case may be . For requirement of medicines beyond three days, medicines will have to be procured from the dispensaries; and

(10) Once a diagnosis and treatment has been advised by the specialist, doctors in dispensaries may follow up the case instead of referring back after the specific period of the prescription gets exhausted. They have to use their own clinical judgement for follow-up and adjust the dose schedules, if required.

This issues with the approval of Director General of Health Services.

Yours faithfully

(R.Ravi)
Deputy Secretary to the Government of India



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CGHS-INTERIM ARRANGEMENT FOR SHILLONG

At present there is no private hospital or diagnostic centre that has been empanelled under CGHS, Shillong.

2. The matter has been examined in the Ministry of Health & Family Welfare and, as an interim arrangement, it has been decided that CGHS beneficiaries in Shillong may be allowed to get their treatment / tests, etc., in any private hospital / diagnostic centre in Shillong and claim reimbursement from their respective Departments / Ministries / CGHS, as the case may be, subject to the condition that the reimbursement would be limited to the CGHS rates that have been fixed for the city. There will be no change in the procedure for claiming of reimbursement of expenses.

3. The hospitals, not being in the list empanelled hospitals under the CGHS, may not provide treatment under CGHS package rates for the city and may charge their own prevailing rates. The hospitals will also not be extending credit facilities to pensioner CGHS beneficiaries. Hence the beneficiaries may have to spend for their treatment from their own resources and claim reimbursement from their respective Ministries / Departments / CGHS. Before they proceed to get treatment in a hospital, the beneficiaries are requested to get the permission from the concerned authorities.

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14 holidays next year for Central Govt staff

14 holidays next year for Central Govt staff

Central government employees will get 17 holidays next year but three of them fall either on a Saturday or Sunday.

According to a list of holidays drawn up for 2011, which released well in advance, three holidays — Mahavir Jayanti (April 16), Mahatma Gandhi’s birthday (October 2) and Christmas (December 25)— fall on Saturday or Sunday, leaving only 14 effective holidays. For employees in Delhi, three days are added to the list as restricted holidays — Maha Shiv Ratri, Ram Navmi and Janmashtmi. The total restricted holidays for the government employees are 35, though 10 of them fall on Saturdays or Sundays when the offices are already closed and hence no need of any employee seeking the particular holiday.

CIC to ask govt for more RTI cells The Central Information Commission will soon ask the government to set up a RTI cell in each department and appoint senior officials as Central Public Information Officers to better response to RTI pleas.

The decision was made at a meeting of the information commission on basis of suggestions of a RTI applicant Satinder Pal Chopra of Bhopal.

Source: Hindustan Times

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DICLARING HOLIDAY TO CENTRAL GOVERNMENT OFFICES LOCATED IN DELHI
HOLIDAYS FOR 2011 TO CENTRAL GOVERNMENT OFFICES
Filed Under:

CGHS -INTERIM ARRANGEMENT - MUMBAI AND THIRUVANANTHAPURAM CGHS BENEFICIARIES ALLOWED TO GET THEIR TREATMENT IN ANY PRIVATE HOSPITALS

It has been brought to the notice of the Ministry of Health & Family Welfare that hospitals and diagnostic centres empanelled under CGHS, Mumbai and Thiruvananthapuram have been showing lack of interest in continuing with CGHS due to their perceived grievance of high amount of performance bank guarantee and the rates that were being offered.

This has resulted in the ailing CGHS beneficiaries not being able to get treatment in private hospitals and diagnostic centres.

                The matter has been examined in the Ministry of Health & Family Welfare and, as an interim arrangement, it has been decided that CGHS beneficiaries in Mumbai and Thiruvananthapuram may be allowed to get their treatment / tests, etc., in any private hospital / diagnostic centre in their respective cities and claim reimbursement from their respective Departments / Ministries / CGHS, as the case may be, subject to the condition that the reimbursement would be limited to the CGHS rates that have been fixed for the city.

                There will be no change in the procedure for claiming of reimbursement of expenses.

             The hospitals, not being in the list empanelled hospitals under the CGHS, may not provide treatment under CGHS package rates for the city and may charge their own prevailing rates. The hospitals will also not be extending credit facilities to pensioner CGHS beneficiaries. Hence the beneficiaries may have to spend for their treatment from their own resources and claim reimbursement from their respective Ministries / Departments / CGHS. Before they proceed to get treatment in a hospital, the beneficiaries are requested to get the permission from the concerned authorities.
Filed Under:

Sunday, June 27, 2010

Complete information on New Pension Scheme (NPS) Tier 2 account

SOURCE;ASSET TREAT
Complete information on New Pension Scheme (NPS) Tier 2 account

The NPS was launched on 1st May 2009 for all citizens on India. The offer document issued at the launch of NPS mentioned that under NPS two types of account would be available to the subscribers viz., Tier-I account-where you contribute your savings for retirement into a non-withdrawable account, and a Tier-II account –a voluntary savings account form which you are free to withdraw your savings whenever you wish.

While the Tier I account was made available from May 1, 2009, the facility of Tier II account is being offered form December 1, 2009 to all citizens of India including Government employees mandatorily covered by NPS. The salient features of Tier II account are given in the following paragraphs.

Unlike Tier I which is a non-withdrawable pension account with an aim to provide a window of liquidity to NPS subscribers. Both tier I (Pension Account) and Tier II (Savings Account) will be pure retirement savings products, the only distinction being that Tier I is a non-withdrawable account while Tier-II is a withdrawable account to meet financial contingencies.


The Tier-II would enable the existing Permanent Retirement Account (PRA) holders to build savings through investments over and above those in the Tier I pension account. An active Tier I account will be a pre-requisite for opening of a Tier II account.


Key features of Tier-II account
• No additional CRA charges will be levied for account opening and annual maintenance in respect of Tier II. However, CRA will charge separately for each transaction in Tier II, the charges being identical to the transaction charge structure in Tier I.
• There will be no limits on number of withdrawals.
• There will be facility for separate nomination and scheme preference in Tier II.
• The subscriber would have the same choice of PFMs and schemes as in the case of Tier I
account in the unorganized sector.
• Contributions can be made through any POP/POP-SP.
• There will be facility of one-way transfer of savings form Tier II to Tier I.
• Bank details will be mandatory for opening a Tier II account.
• No separate KYC for Tier II account opening will be required; the only requirement is a preexisting Tier I account.


Minimum contribution requirements:
1. Minimum contribution at the time of account opening - Rs. 1000/-
2. Minimum amount per contribution - Rs. 250/-
3. Minimum Account Balance at the end of FY - Rs. 2000/-
4. Minimum number of contributions in a year - 4
(Minimum One contribution in case a subscriber joins in the last quarter)
5. Penalty of Rs. 100/- to be levied on the subscriber for not maintaining the minimum Account balance and/or not making the minimum number of contributions.


Charge Structure for PoPs:
1. New account opening charges (Tier 1 & II both) - Rs. 40/-
2. Tier II activation for existing subscribers of Tier I - Rs. 20/-




Main features of Tier II account vis-à-vis Tier I account of NPS

S.no  Functionality   Tier I Tier II 
 1  Registration  Registration
 through PAOs
 for government 
 subscribers and 
through POP-SP
for all other
 subscribers. KYC
 to be done by
 POP-SP.
 Registration only 
through POP-SP
 for Government
 as well as all other 
subscribers. PRAN 
card to act as KYC,
 no separate 
 required.
 2  contribution  Government
subscriber
Mandatory
contribution
through
PAO/CDDO for
  Government
subscribers
 (10% + 10% of
 Basic +DA per month)

Other subscribers
(all
citizen those 
mandatorily
covered by NPS
Minimum four
 contribution in a year
·         Minimum 
contribution Rs 6000/- p.a.
·         Minimum 
Contribution Rs 500/-
 per contribution

   Voluntary contribution
through POP/POP-SP 
for Government as well
as other subscribers.
·         Minimum contribution
 of Rs 1000/- at the time
 of account opening.
·         Minimum contribution
 of Rs 250/- per contribution
·         Minimum balance 
of Rs. 2000/- at the end of 
each financial year
 3  Scheme
preference
 Unorganized 
sector subscribers

3 Asset classes and 6 PFMs
·         Availability of Auto
 Choice
Government Subscribers
Default Scheme under 
Tier I
3 PFMs
 All subscriber
 shall have

Choice of six PFMs
 and three assets 
classes (E,C,G)
·         Availability
 of Auto Choice
 4  Bank
account
 Non Mandatory  Mandatory
 5  Withdrawals  No Withdrawals
allowed during
vesting period
 except as per the
 norms prescribed
 by PFRDA
 No Limit on Withdrawals
Filed Under:

UNION PUBLIC SERVICE COMMISSION --CALENDER FOR EXAMINATIONS-AFTER 26-06-2010

NOTE:- THE DATES OF NOTIFICATION AND COMMENCEMENT OF
 EXAMINATIONS ARE LIABLE




             TO ALTERATION, IF The  CIRCUMSTANCES SO WARRANT


SOURCE;UPSC

S.N   NnAME OF EXAMINATION
DmATE OF NOTIFICATION 
Last date
for receipt
of applications
Date of
commencement
of exam
Duration
of exam
 1
INDIAN FOREST
 SERVICE    EXAM, 2010   
20.02.2010  22.03.2010
 (MONDAY
10.07.2010
 (SATURDAY
10 DAYS  
 2

N.D.A. & N.A.
 EXAM.(II), 2010 
20.03.2010 19.04.2010 
 (MONDAY
22.08.2010  (SUNDAY
1 DAY
 3C.D.S. EXAM.(II), 2010 17.04.2010 17.05.2010
 (MONDAY
19.09.2010
(SUNDAY
1 DAY
 4 CENTRAL POLICE
 FORCES (AC) EXAM., 2010 
29.05.2010 
28.06.2010
(MONDAY
24.10.2010
(SUNDAY
1 DAY
 5 CIVIL SERVICES
 (MAIN) EXAM., 2010 
29.10.2010
 (FRIDAY)
21 DAYS
 6 I.E.S./I.S.S. EXAM., 2010 05.06.2010
05.07.2010 
  (MONDAY) 
04.12.2010
 (SATURDAY
3 DAYS
 7 GEOLOGISTS' EXAM., 2010
19.06.2010  
19.07.2010
 (MONDAY
04.12.2010
 (SATURDAY
3 DAYS
 8 S.O./STENO (GD-B/GD-I)
 LTD. DEPTTL.
 COMPETITIVE EXAM.
26.06.2010 23.08.2010
  (MONDAY
26.12.2010
(SUNDAY
4 DAYS
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Tamil students may write IGNOU Exams in Tamil

 
   Tamil students may write IGNOU Exams in Tamil

 Students of Indira Gandhi National Open University (IGNOU) can henceforth write their examinations in the regional languages of their choice.

The university has taken a decision to this effect at the Academic Standing Committee meeting held recently where it has been “resolved to allow the learners write their assignments/ term-end examinations in regional languages.”

A press release from M. Shanmugham, Regional Director, IGNOU Madurai Regional Centre, said that students of Tamil Nadu can write the examinations in Tamil for certificate, diploma, degree and postgraduate degree programmes.

Source: c2clive desk.
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RRB scam:CBI may be able to track the mode of question papers leakage

 RRB scam:CBI may be able to track the mode of question papers leakage

 “Once the remaining seven are arrested, we may be able to track the mode of question papers leakage,” a CBI official said. CBI has named a total of 18 persons and had arrested 11so far, including the suspended RRB Chairman Satyendra Mohan Sharma and his son, Vishal Baradwaj Sharma.

The CBI has launched a manhunt to trace seven more persons, including three from Andhra Pradesh in connection with Railway Recruitment Board (RRB) scam.

The names of these seven persons figured during interrogation of the scam kingpin and former ADRM A.K. Jagannadham and other accused who were in CBI custody till Friday. Of the seven persons, two each are from Bihar and West Bengal.

“Once the remaining seven are arrested, we may be able to track the mode of question papers leakage,” a CBI official said. CBI has named a total of 18 persons and had arrested 11so far, including the suspended RRB Chairman Satyendra Mohan Sharma and his son, Vishal Baradwaj Sharma.

Meanwhile, Jagannadham and seven others were produced before the special court for CBI cases on Saturday. The court remanded them in judicial custody till July 1.

Source: c2clive desk


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Delhi University moves court against teachers

Delhi University moves court against teachers

Delhi University (DU) today again approached the Delhi High Court alleging that teachers were not cooperating in the admission process.

The university alleged that despite the court's order, teachers are not helping the university staff in the ongoing admission process.

On this, Justice M.C. Garg asked the Delhi University Teachers' Association (DUTA) to file their response by July 15 and cooperate in the admissions.

DUTA on the other hand stated that since the admission work is almost complete and teachers have no role left, they had asked the teachers to go out for vacations.

Earlier this week, the court had asked DUTA to cooperate in the admission process and barred them from obstructing it in any manner.

"Keeping in mind the career of the large number of students, it is directed that DUTA will cooperate in the admission process," the court had then said.

University authorities and teachers have been engaged in a tussle over the past many months over the university's hasty plans to implement the semester system.

The university petition had also sought a ban on all forms of protests by teachers. (IANS)

Filed Under:

CITU DEMONSTRATION AGAINST PETRO PRICE HIKE

CITU DEMONSTRATION AGAINST PETRO PRICE HIKE

CITU activists under the leadership of its senior leader and Vice President MK Pandhe held a protest demonstration and burned the effigy of the UPA II government at the busy ITO centre in New Delhi against the steep increase in the prices of petrol, diesel and cooking gas and not even sparing kerosene. Several office bearers of CITU including Swadesh Dev Roye, Dipankar Mukherjee, Hemalata, Kashmir Singh Thakur, Shdha Bhaskar and S Punyavathi, working committee members including AR Sindhu, Amitava Guha and large number of CITU members from Delhi participated in the demonstrations.
Addressing the gathering, Pandhe severely condemned the insensitive attitude of the UPAII government towards the sufferings of the common people. In stead of controlling the rising prices, the UPA II government has increased the prices of petrol, diesel, LPG and kerosene which would further increase the prices. He also criticised the decision of the government to link the prices of petroleum prices to international prices. He warned that this would further result in the price rise. Pandhe demanded the government to immediately
withdraw the hike and also the decision to link the prices of petroleum products to international prices. He told that such demonstrations were being held all over the country and if the government did not withdraw its decision, CITU, along with all the other trade unions would intensify the struggle.
SOURCE;CITU

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IITs say no to common engineering entrance test

IITs say no to common engineering entrance test

MUMBAI: The Indian Institutes of Technology have trashed the idea of selection through a single national admission test for all engineering colleges. Instead, in a throwback to the earlier system of a two-stage test (2000-2004) to enter an IIT, an HRD ministry-appointed committee has come up with a plan of holding an "add-on" test to select candidates.

TOI has a copy of the interim report of the committee, which is headed by IIT-Kharagpur director Damodar Acharya and comprising IIT-Madras director M S Ananth, IIT-Bombay director Devang Khakhar and IIT-Roorkee head S C Saxena. They wrote the report after extensive discussion with state officials, university heads, faculty and other stakeholders nationwide.

"Scores in a well-designed National Aptitude Test should be used to capture parameters of interest such as raw intelligence, aptitude, general awareness, comprehension and written communication skills. NAT should not require extensive preparation and coaching. The questions should be so designed that it would not require inputs beyond plus-2 level," an HRD ministry-appointed committee said in its report. The NAT high-performers will then have to clear another test to get into IITs and other top institutes.

To soften stress, it has been proposed to make NAT an online test conducted throughout the year. Every students' composite weighted performance score will then be drawn up; it will be based on marks in NAT and marks each student tots up in science subjects in Class XII boards.
source;TOI
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Interim stay on pension settlement--MADRAS HIGH COURT

The Madras High Court has granted an interim stay of a clause in the ninth bipartite settlement for bank employees of April this year requiring contributory provident fund optees to become pension optees upon contributing 2.8 times of the revised pay payable for November 2007 onwards to the Pension Fund.
Justice K Venkataraman passed the interim order on a petition by the Canara Bank Workers Union, Nungambakkam and one R Radhakrishnan of Nungambakkam, a member of the managing committee of the union.
The petitioners submitted that in the previous pension settlement dated October 29, 1993 and Pension Regulations 1995, there was a provision only for transfer of banks’ contribution to the PF account along with accrued interest. There was no provision for payment or transfer of any other additional amount.
While in the seventh and eighth bipartite settlements all employees (both pension and PF optees) had contributed to fund the gap in the Pension Fund, in the present settlement dated April 27, the entire load had been placed only on those employees who wanted to opt for pension now, while the existing pension optees were left free. The contemplated recovery exclusively from the PF optees who wished to join the Pension Fund now amounted to discrimination and was violative of the Constitution.
SOURCE;EXPRESS BUZZ
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Saturday, June 26, 2010

New Income tax E-filing software from Income Tax Department include automatic calculation of tax and interest

New Income tax E-filing software from Income Tax Department include automatic calculation of tax and interest

With last date to file Income tax return is approaching nearby, i.e. 31st July, The Income Tax Department has modified the return preparation software to include automatic calculation of tax and interest and this is available for download free of cost.

New facility added in "My Account" allows registered E-filers to View the Tax Credit Statement (Form 26AS) to verify if the tax payments made by you or TDS deducted from salary or interest etc are correctly reported to the Department. This is crucial to ensure that you receive complete and accurate tax credit for tax payments and TDS reported by you in the I-T return. Please immediately contact the bank or deductor in case of any discrepancy or missing entries.

All electronically filed returns are processed on priority basis at the I-T Department's Centralized Processing Center (ITD-CPC) at Bangalore so that refunds can be issued earlier. E-filed returns for AY 2009-10 are already being processed at a fast pace and is expected to complete shortly. Thereafter, E-filed returns for the current year would be taken up for processing.

With these new features return preparation should be a breeze this year even for first timers!

Please also ensure that your ITR-V reaches ITD-CPC, Bangalore quickly after you e-file your Tax returns
source;asset treat
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PRESS RELEASE - AIRF GENERAL SECRETARY HONOURABLE SHRI SHIVA GOPAL MISHRA

Honourable general secretary com Shiva Gopal Mishra addressed a press conference on 25.06.2010 at press club of India. Details of the Press Release
            



New Delhi, June 25, 2010, “There will be vital changes in the pay structure of the Railway employees”, this
was  stated by Shri Shiva Gopal  Mishra, General Secretary, All India Railwaymen's Federation  and Northern
Railwaymen’s Union in a Press Conference held here in Press Club.

Shri Mishra  stated that, keeping  in  view the  interests of  the  Railwaymen working  in various categories;
Railway Board  has given its  consent to change their Pay Bands widely. He stated that,  after the meeting of
Departmental Anomaly Committee, it was recommended to provide GP Rs.4800 to all Supervisors of apex grade as
well as modification in other cadres have also been suggested.  

Shri Mishra stated that more than one lakh Technicians, working in the Indian Railways and used to call
Technician-II with GP Rs.2400, will now be merged with Technician-I GP Rs.2800. This will also be applicable on
more than 36,000 Ticket Collectors in GP Rs.2400 and they will be provided with GP Rs.2800.    

Shri Mishra informed that the Railway Board has also recommended to improve the grade pay of Technical
Supervisor, Section Engineer, Jr. Engineer from GP Rs.4200 and 4600 to Rs.4600 and 4800 respectively.  

“Railway Board have also recommended grade pay of Loco Pilot and Guard; and based on this, Loco Pilots
of Mail and Express trains will be provided with GP Rs.4600. Besides this, Railway Board have also recommended to
give  Additional Allowance to the Loco Pilot(Goods) and Guard(Goods)”, Shri Mishra informed. 

Shri Mishra stated that, keeping in view recruitment qualification(Graduation) and special working conditions
of the Asstt. Station Master, Railway Board have recommended to provide them Entry GP Rs.4200. 

Shri Mishra further stated that the main reasons of all these improvements were better coordination between
AIRF and Hon’ble MR and Railway Board and also pressure of the MR on the Railway Board. Shri Mishra informed
that all these recommendations have been sent to Ministry of Finance by the Railway Ministry
“Hon’ble MR has given assurance that every possible efforts will be done to resolve the problems of the
Railwaymen”, Shri Mishra informed. 
“I had also raised the issue of payment of arrears to Loco Pilot and Guards w.e.f. 1.1.2006 and KMA before
Hon’ble MR, which has been rejected by the Fast Track Committee. She has assured that it will be looked into”, Shri
Mishra stated.
Shri  Mishra also informed that the Railway  Board has decided to  constitute  a committee to  improve  pay
scales of more 2.5  lakh Gangmen, Keymen, Mate, Gatemen  working on the  Indian  Railways and  also to provide
them Special Package. Shri Mishra further added that this category is unique, which used to be recruited and retired
in GP Rs.1800.
Shri Mishra stated that he had raised the issue of filling-up of around two lakh vacant posts without further
delay. Hon’ble MR has given him assurance; and some action has also been taken to overcome this problem. 
Shri Mishra informed that I had also raised the issue of entitlement of Privilege Pass before the Hon’ble MR
and she has assured for its early finalization.
Shri Mishra informed that the Railway Board has also recommended to improve the grade pay of Technical

Supervisor, Section Engineer, Jr. Engineer from GP Rs.4200 and 4600 to Rs.4600 and 4800 respectively.  

“Railway Board have also recommended grade pay of Loco Pilot and Guard; and based on this, Loco Pilots
of Mail and Express trains will be provided with GP Rs.4600. Besides this, Railway Board have also recommended to
give  Additional Allowance to the Loco Pilot(Goods) and Guard(Goods)”, Shri Mishra informed. 

Shri Mishra stated that, keeping in view recruitment qualification(Graduation) and special working conditions
of the Asstt. Station Master, Railway Board have recommended to provide them Entry GP Rs.4200. 

Shri Mishra further stated that the main reasons of all these improvements were better coordination between
AIRF and Hon’ble MR and Railway Board and also pressure of the MR on the Railway Board. Shri Mishra informed
that all these recommendations have been sent to Ministry of Finance by the Railway Ministry.
“Hon’ble MR has given assurance that every possible efforts will be done to resolve the problems of the
Railwaymen”, Shri Mishra informed. 
“I had also raised the issue of payment of arrears to Loco Pilot and Guards w.e.f. 1.1.2006 and KMA before
Hon’ble MR, which has been rejected by the Fast Track Committee. She has assured that it will be looked into”, Shri
Mishra stated.
Shri  Mishra also informed that the Railway  Board has decided to  constitute  a committee to  improve  pay
scales of more 2.5  lakh Gangmen, Keymen, Mate, Gatemen  working on the  Indian  Railways and  also to provide
them Special Package. Shri Mishra further added that this category is unique, which used to be recruited and retired
in GP Rs.1800.
Shri Mishra stated that he had raised the issue of filling-up of around two lakh vacant posts without further
delay. Hon’ble MR has given him assurance; and some action has also been taken to overcome this problem. 
Shri Mishra informed that I had also raised the issue of entitlement of Privilege Pass before the Hon’ble MR
and she has assured for its early finalization.


SOURCE;AIRF
Filed Under:

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